Information

To help you clear your debts even quicker we work alongside industry experts to offer our customer the opportunity of debt settlement.
There is a 75-80% success rate when settling accounts
The minimum balance is £2,000 of original debt, however there is no min/max disposable incomes
The monthly payment is calculated by our advisors and is equal to your disposable income.
You will never pay more than 50% of you total original debt.
All Creditor actions should cease at the end of the process, any creditors or debt collectors that continue action will be dealt with by us.

Approx 2-3 months initially, it may, in some case take a longer period of time to complete the settlement, it is for this reason that maintaining your monthly payments is so important. You will however never pay more than 50% of your original debt.

You only pay what you can afford and this is calculated by our advisor on your initial conversation. The first payment is your setup fee (like in a standard debt management plan). You then pay this amount monthly over the period calculated and nothing more.

Yes! Assuming we settle all your accounts. For example: If you owe £20,000 and you can afford to pay £200 per month. You will pay this back for 50 months. Total paid back = £200 x 50 = £10,000. Please note the first payment is your setup fee which should be added on to the total amount.

We will calculate this for but it is generally for a maximum of 60 months (5 years) or less depending on your payment.

Any debts that cannot be settled will go into a Debt Management Plan where we aim to stop interest and charges until we can settle these debts.

You are only paying 50% of the original debt.

In successful cases your credit rating should start to repair immediately